If you lose the ability to make certain decisions for yourself, a lasting power of attorney (LPA) lets people you trust quickly, simply, and legally step in.

There are 2 types of LPA. An LPA can be made to cover the donor’s property and financial affairs or their health and welfare. The donor can have one or both LPAs, and they do not have to be made at the same time.

Property and Finance – If a couple have a joint bank account and one person can’t make decisions for themselves, their partner cannot legally make decisions for them both. A property and finance LPA gives someone you trust the power to make decisions about your money and property, for example, paying bills, managing a bank account, collecting pensions or benefits and even selling your home. These powers can be used at any time, but only if you say it’s ok.

Health and Care – Your next of kin does not get the final say in treatment decisions at hospital if you can’t make them yourself. Medical decisions need the specific, agreed consent of the person involved, before a next of kin can make treatment or welfare choices on someone else’s behalf. A health and care LAP gives you the power to make decisions about things like your daily routine (washing, dressing, and eating), medical care, moving into a care home and life-sustaining treatment. You apply and register now, but it’s only used if you cannot make your own decisions in the future.

Applications can be filled in online or downloaded, and in either case you will need to print and sign them.  The forms, and payment (unless you’ve paid online) should be posted to the Office of the Public Guardian to be registered. In 8-10 weeks, the registered forms are then returned to you for safekeeping.

For further information call the Office of the Public Guardian customer services on 0300 456 0300 or go to www.lastingpowerofattorney.service.gov.uk